3315 Franzone RD St. James City, FL 33956

Gulf Access Pool Home + Income-Producing Guest Suite – A Rare Find!
Bonus: Assumable interest rate at an incredible 2.65%!
This exceptional property offers the perfect blend of Florida waterfront living and smart investment opportunity! Enjoy DIRECT Gulf access, in-ground pool, and incredible privacy—plus a fully equipped guest suite bringing in $2K+ for just half a month of bookings with potential for much more. This unit adds approximately 400sqft of additional living space!! The private accessory suite includes a bedroom, bathroom, living area, and kitchenette, making it ideal for rental income, in-laws, guests, or a creative studio. With strong rental demand, just this space practically pays for everything.
Step upstairs into a cozy family room filled with natural light and surrounded by windows, showcasing breathtaking backyard sunsets over the pool and intersecting canal. There are two bedrooms upstairs each with an attached bathroom. Across the street, a protected nature preserve ensures peaceful views and total seclusion—this land will never be developed.
Downstairs you'll find ample-covered parking, a spacious storage area, and room for your RV, boat trailer, jet skis, and more. The metal roof was replaced in 2020, and a new pool heater adds comfort year-round. The dock features water, electricity, a boat lift, and a kayak launch for easy access to adventure. And as an added bonus, this home comes completely furnished, just bring your suitcase! Don't miss this rare gem—where lifestyle meets investment potential.